There are benefits to having a personal injury lawyer represent you in cases of personal injury. One of the main reasons to having legal representation is that personal injury lawyers have the competence to handle legal matters that an untrained individual does not. Oftentimes people under value personal injury lawyers and see them as money guzzlers but the reality is they are trained to handle matters of law when the average person is not.
A legally trained person is best at handling legal matters. It is a misunderstanding to expect that because a person is injured they qualify for full settlement for their injuries and will get their due just because they qualify. Most states identify some kind of comparative carelessness or contributory negligence that will see the insurance company paying out less to the injured party but with a personal injury lawyer you stand a better chance of this not happening to you.
So ask yourself why enter into a battle with a large insurance company with their trained lawyers without arming yourself with an equally prepared lawyer? It would be unfortunate to lose a case because of a technicality, for example, a document was not filed which should have been filed, or an inaccurate assessment of the physical and psychological injury was made, which would have entitled you to much more compensation than you asked for.
To put a value to your pain and suffering, you need to understand how the insurance companies work and how to negotiate your accident settlement. If you pursue your insurance claim on your own you will be guessing what your injuries are worth and this could cost you.
It is best to have a personal injury lawyer handle your personal injury matter because you are getting legal expertise at no cost to you. In personal injury cases most lawyers work on a contingency basis. This means that they collect their pay when you get paid. It also means that you will not have to pay them before they have achieved a settlement for you. They work and based on the quality of that service they are paid; therefore the better they work, the more they get paid. It is a win-win situation for all parties concerned.
When you are dealing with personal injuries, you will be dealing with insurance adjusters. Insurance adjusters bargain that the untrained claimant will not be aware of the loopholes in insurance and will not have the expertise to take the matter to court. The threat of litigation is a big leveler because insurance companies do not want to go to court. The personal injury attorney will go to court.
When dealing with a personal injury attorney, the adjusters have to be more realistic in what they offer you as compensation for your personal injuries. For these reasons a personal injury attorney would best represent you in a personal injury settlement.